So, you want solar panels but don’t have stacks of cash lying around? No worries! At Monalisa Sun, we make solar panel financing in NY easier than ordering a bacon, egg, and cheese. Whether you have low credit, a tricky flat roof, or even a backyard jungle of trees standing in the way—we’ve got you covered.
Solar Panel Financing NY, with No Cost Upfront? Really?
Yup! We offer no cost upfront solar panels for qualified homeowners. That means:
✅ $0 Down Installation – You pay nothing upfront. Zero. Nada.
✅ No Cost Upfront Tree Removal – If trees are blocking the sun, we’ll handle them—free of charge.
✅ No Cost Upfront Roof Replacement – If your roof needs an upgrade before going solar, we take care of it.
✅ Flat Roof Installs? No Problem – While some installers avoid them, we specialize in flat roof solar setups.
💰 Bottom line? If you qualify, you can go solar with absolutely NO upfront costs!
How Solar Panel Financing NY Works (In Plain English)
We get it—financing can sound complicated. But trust us, this is easier than trying to hail a cab in Times Square.
Step 1: We Check Your Eligibility
You fill out a quick free solar consultation form, and we:
✅ Check your roof’s solar potential (yes, even if it’s flat!)
✅ Review your energy usage (so we know how much solar you need)
✅ Look at financing options that fit your budget (even if your credit isn’t perfect)
🚀 Pro Tip: Your electricity bill is already an expense—why not replace it with a lower solar payment?
Step 2: Choose the Best Financing Option for You
There are 3 main ways to finance your solar system in New York:
1. Solar Loans (Own Your System, Pay Over Time)
💰 How it Works:
- You get a loan to cover the cost of your solar system.
- Pay monthly installments (which are often lower than your Con Edison bill).
- Once paid off, you own the system and enjoy free electricity for decades!
🟢 Best for homeowners who want long-term savings & tax credits.
🌞 Bonus: You still qualify for the Federal Solar Tax Credit (30% off your system cost!).
2. Solar Leases (No Maintenance, No Hassle)
💰 How it Works:
- A solar company installs and maintains the system on your roof.
- You pay a fixed monthly lease payment for the solar power generated.
- No repairs, no headaches—the company takes care of everything.
🟢 Best for homeowners who want savings with no responsibility.
🌞 Bonus: Lease payments are usually lower than your current electric bill.
3. Power Purchase Agreements (PPA) (Pay for Energy, Not Equipment)
💰 How it Works:
- A company installs solar panels on your home for free.
- Instead of paying for the system, you pay only for the electricity produced (at a lower rate than the utility).
- No maintenance, no upfront cost, just cheaper electricity.
🟢 Best for homeowners who want solar savings without the commitment.
Credit Score Worries? We Got You!
Not everyone has perfect credit, and that’s OK! We work with financing partners that offer low-credit solar financing in NY. Even if you’ve been turned down before, we might be able to get you approved.
🚀 We make solar accessible for EVERYONE!
What If I Need a New Roof or Tree Removal?
Most solar companies will tell you, “Oh, sorry, you need to fix that before we can install.” Not us!
✔️ Need a new roof? We replace it—no cost upfront.
✔️ Too many trees? We’ll clear them—no cost upfront.
You don’t have to choose between a solid roof and clean energy savings—with Monalisa Sun, you get BOTH.
The Monalisa Sun Difference: We Install Where Others Can’t
Many solar companies say “no” to tricky installations. But not us!
🟢 Flat roof? We have special racking systems that make solar possible.
🟢 Limited space? We customize systems for small Brooklyn rooftops.
🟢 Low credit? We work with lenders who approve more homeowners.
🟢 Shaded yard? We remove trees for free if they block sunlight.
👉 Where other companies say “no,” we say “let’s make it happen!”
NY Solar Incentives: Get Paid to Go Solar
New York is one of the BEST states for solar because of its amazing incentives:
💰 Federal Solar Tax Credit – Get 30% of your system cost back when you file your taxes.
💰 NY State Solar Tax Credit – Claim up to $5,000 in state tax savings.
💰 NY-Sun Rebate – Earn cash rebates that reduce installation costs.
💰 Net Metering – Get credits for excess energy and lower your electric bill.
💡 With these incentives, going solar is cheaper than ever!
Find Out More About NY Solar Incentives
Why Go Solar in NY Now?
🚀 Electricity Rates Keep Rising – Lock in lower energy costs NOW.
🚀 Tax Credits Expire – The 30% federal tax credit won’t last forever.
🚀 Solar Increases Home Value – Homes with solar sell faster and for more.
How to Get Started? Easy!
🚀 Step 1: Request a Free Solar Quote (No commitment!)
🚀 Step 2: Our experts check your home, financing options & incentives.
🚀 Step 3: You choose the best $0 upfront solar financing option.
🚀 Step 4: We install your system, and you start saving money!
Final Thoughts: Why Pay for Electricity When the Sun is Free?
With solar panel financing in NY, you don’t need to wait or save up—you can go solar with no money down TODAY. Whether you need a new roof, tree removal, or have bad credit, Monalisa Sun makes it happen.
🌞 Ready to save money and go green? Contact us today!
👉 Get Your Free Solar Quote
👉 Learn More About Solar Financing Options
More Solar Panel Financing NY Tips
✅ NY Solar Incentives & Rebates – https://www.nyserda.ny.gov (Find out what incentives you qualify for!)
✅ Federal Solar Tax Credit – https://www.energy.gov/eere/solar/homeowners-guide-federal-tax-credit-solar-photovoltaics (Save 30% on your solar system!)
✅ Solar Loan Programs in NY – https://www.dsireusa.org (Explore solar loan options!)
Final Words
Going solar has never been easier in New York. With $0 upfront costs, flexible financing, and huge incentives, there’s no reason to wait!
Don’t keep paying high electric bills—go solar today with Monalisa Sun! 🌞